Living in the Philippines – Most Popular Beach Resort Retirement Areas of Foreigners

When it comes to retirement locations in the Philippines, one has many options – major urban cities, larger rural cities, beach resorts, mountain retreats. Each has its own unique and attractive features. The major advantage of retirement in a beach resort is are (i) exciting beach activities, (ii) ongoing “vacation” atmosphere, (iii) great entertainment and night life, (iv) continuous influx of foreign travelers, (v) numerous upscale hotels and related resort facilities, (vi) great airport accessibility, and (vi) yet small populations. In this category of retirement spots, the most popular are (i) Boracay Island, (ii) Mactan Island, (iii) Panglao Island, (iv) Subic Bay, (v) and Puerto Galera.

BORACAY ISLAND

This is the most famous of all the beach resort areas in the Philippines. There are many 5 star resorts on this island and numerous bars and restaurants owned by foreigners. The sand is some of the best in the whole world, and the night life is supreme. However, it is crowded and overdeveloped like Waikiki and Miami Beach. It has a small permanent population of around 15,000 but a large daily population of tourists from around the world. It attracts travelers of all sorts – international sophisticates, Manila urbanites getting away, serious water enthusiasts, backpackers, and late night party animals. The downside of Boracay is that housing costs tend to run on the high side, more like the costs of housing in Manila. However, for a retiree looking for beach resort action, Boracay Island is the place to be.

MACTAN ISLAND

This island is just adjacent to Cebu City, across a bridge, and in fact where the Cebu international and domestic airports are located. Like Boracay, Mactan too has sandy beaches, but not near the quality of those at Boracay. It also is packed with upscale 5 star hotels and resorts. Yet, whereas Boracay is more remote, accessibility is excellent and Mactan Island due to its proximity to Cebu. Additionally, there is a casino on Mactan Island for those who enjoy the addition of gambling to their retirement lifestyle.

Lliving on Mactan Island provides that resort atmosphere, due to all the resort hotels, yet it is close to great medical facilities and upscale shopping malls across the bridge in Cebu City. Housing costs are lower on Mactan than on Boracay.

PANGLAO ISLAND

This island is across a short bridge from the much larger island of Bohol, which is approximately a 1/12 hour fast-boat ferry ride from Cebu City, or a short airport ride from the Cebu domestic airport. Panglao Island has a population of around 60,000 and is generally associated with Alona Beach, a strip of resorts and dive centres on the southern side of the island. Diving is what draws tourists and retirees to Panglao Island.

There are many resorts and the cost of living is substantially less than on Mactan Island. On the down side of course is that the island is more remote and requires a boat or air trip to get to the medical and shopping facilities of Cebu City.

SUBIC BAY

This area has rapidly become a favorite retirement area, especially for retired US military personnel and for Koreans. Until 1992, Subic Bay was the base for the huge 7th Fleet of the US Navy. These days it is in the process of being remolded into a tax free foreign trade zone and a modern tourist destination. A modern new superhighway was completed in 2008 which has cut the travel time from Manila by an hour. This provides great access to all that Manila has to offer, yet permits retirement in a smaller resort oriented community with all that has to offer. The population is now in excess of 200,000. The presence of Koreans is largely due to the construction in 2006 in Subic Bay of a large Korean shipbuilding plant. Housing costs have risen considerably in 2008 and 2009, yet they are significantly below Manila costs. There are lots of retired military people living in this location.

PUERTO GALERA

Puerto Galera, located just a few hours drive south of Manila, has a small population of around 30,000, and is one of the top tourist destinations in the Philippines. Divers especially visit there in droves. Diving is king at Puerto Galera, with drinking close second. Beaches are numerous, but they lack the real resort style white-sand. The area is known for its great diving and its great night life. Watering holes, music and all kinds of nightlife are everywhere in Puerto Galera. Cost of living and housing is on the low end in Puerto Galera, as compared to the other beach resort retirement areas.

Gambling Jargon: Know the Lingo to Do the Deeds! Here’s the Jargon for Popular Table Games

Don’t be left out when playing games in the casino! Learn gambling vocabulary as you learn the games. It’s important to understand this so you won’t feel like a novice when playing table games.To get you started, here is the meaning of some of the terminology used in popular gambling games:

BLACKJACK

Basic Strategy – Plays you should make to maximize your advantage

Burn Cards – Removed cards after the shuffle

Bust/Break – Exceeding a hand total of 21

Card Counting – Memorizing played cards with an assigned value

Color Up – Cashing in your chips

Double Down – To double your initial bet following the initial 2 card deal

Even Money – Cashing in your bet for a 1/1 payout when you have a blackjack against a dealer ace

Face Cards – Jacks, Queens, Kings (AKA picture cards)

First Base – First seat to the dealer’s left

Hit/Draw – Calling for another card to add to your hand

Hole Card – The dealer’s face down card

Insurance – A side bet for the player when the dealer has an ace showing

Pat Hand – A had worth at least 17 points

Push/Tie – Player and dealer with the same hand total

Shoe – A device used for holding and dispensing cards

Soft Hand- A hand with an ace counted as 11 or 1

Stiff Hand – A hand with little chance of winning if hit

Surrender – Giving u your hand to lose one half of your bet

Third base – Last seat to the dealer’s right

Up Card – Dealer’s first dealt card face up

CRAPS

Any Craps – A dice total of 2, 3, or 12

Big Red – a bet in the Any Seven box

Boxcars – When the dice total 12

Capped Dice – Crooked dice

Cold Table – When most shooters are not winning

Come Bet – A bet made after the point is established

Come Out Roll – First roll of the dice in a round

Don’t Come Bet – A bet made after the point is established (Outcome is opposite of the Come Bet)

Don’t Pass Bet – Betting against the shooter before the Come Out Roll

Free Odds – An additional bet behind the Pass Line Bet taken at true odds

George – A good tipper

Hardway – A 4,6,8,10 thrown as pairs

Place Bet- Betting that a place number (4-6, 8-10) will be thrown before a 7

Point Number – One of the numbers 4-6, 8-10 made on the come out roll

Press A Bet – To double your bet amount

Proposition Bets – (AKA Prop Bets) one roll and Hardway bets

Right Bettor – Betting that the shooter will win

Seven Out – When a 7 is rolled before the point number

Shooter – Player currently rolling the dice

Snake Eyes – When the dice total 2

Stiff – A poor tipper

Toke – A tip given to the dealer

Vigorish – ( AKA Vig) commission taken by the house

Wrong Bettor – Betting that the shooter will lose

Yo – The number 11 (AKA Yo-Leven)

POKER (TEXAS HOLD’EM STYLE)

Aces Up – A pair of Aces with another pair

All In – Betting all your remaining chips

Ante – The opening bet before dealing begins

Belly Buster – An inside straight draw

Big Slick – An Ace and a King

Blinds – 2 forced bets before any cards are dealt (small blind & big blind)

Boat – Slang for a Full House

Broadway – The highest straight possible with mixed suits, 10, J, Q, K, A

Button – A disk placed in front of a player acting as the dealer

Bullets – A pair of Aces

Call – To match the current bet

Check – To defer making a bet until another player does

Cowboys – Slang for a pair of Kings

Dead Hand – A hand with no chance of winning

Donkey/Fish – A bad player

Drawing Dead – A hand that will lose even if it improves

Flop – The first 3 community cards

Flush – 5 cards of the same suit

Full House – (AKA Boat ) 3 of one kind and 2 of another

Kicker – The highest unpaired card in a hand

Ladies – Slang for a pair of Queens

Muck – Face down discarded hands

Nuts – The highest possible hand

Overcard – A card that is higher than another

Quads- 4 of a kind

Rag(s) – Cards that add no value to your hand

Rainbow – Cards with different suits

River – The 5th and final community card

Rounder – One who makes a living at playing cards

Royal Flush – The highest hand possible, a suited 10, J, Q, K, A

Set/Trips – 3 of a kind

Short Stack – Having the fewest chips at the table

Straight Flush – 5 suited cards in sequential order

Tells – Behavior that gives other players information about how you might play your hand

Tight – Someone who only plays premium hands

Tilt – Desperate to re-coup losses, causing bad decisions

Turn – The 4th community card

Under the Gun – First player to bet after the big blind

Wheel – The lowest straight possible with mixed suits A, 2, 3, 4,5

Wired – A pair dealt in the first 2 cards

So there you have it. Learning this jargon will assist you on your path to becoming a seasoned responsible gambler. Good Luck!